{"id":16115,"date":"2025-12-17T17:04:06","date_gmt":"2025-12-17T17:04:06","guid":{"rendered":"https:\/\/cosviral.com\/?p=16115"},"modified":"2026-06-13T18:54:04","modified_gmt":"2026-06-13T18:54:04","slug":"uk-broad-aib-ulster-card","status":"publish","type":"post","link":"https:\/\/cosviral.com\/cs\/financas\/reino-unido-cartao-broad-aib-ulster\/","title":{"rendered":"Studentsk\u00e1 kreditn\u00ed karta AIB \/ Ulster Bank: jednoduch\u00e1, bezpe\u010dn\u00e1 a ide\u00e1ln\u00ed pro studenty"},"content":{"rendered":"
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Voc\u00ea selecionou esta oferta de cart\u00e3o. Veja agora todos os detalhes completos:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t

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Studentsk\u00e1 karta AIB \/ Ulster Bank<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
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\u017d\u00e1dn\u00fd ro\u010dn\u00ed poplatek<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\u017d\u00c1DOST<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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(Budete p\u0159esm\u011brov\u00e1ni na jinou str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
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Vydal Allied Irish Banks (AIB)<\/strong> nebo Ulster Bank<\/strong> (sou\u010d\u00e1st skupiny NatWest), byla karta vyvinuta speci\u00e1ln\u011b pro studenty vysok\u00fdch \u0161kol, kte\u0159\u00ed za\u010d\u00ednaj\u00ed pou\u017e\u00edvat \u00fav\u011br.<\/p>

Hlavn\u00ed v\u00fdhody studentsk\u00e9 kreditn\u00ed karty AIB \/ Ulster Bank<\/strong><\/h2>

\u2705 \u017d\u00e1dn\u00fd ro\u010dn\u00ed poplatek<\/strong>
Zp\u016fsobil\u00ed studenti neplat\u00ed \u017e\u00e1dn\u00e9 ro\u010dn\u00ed ani m\u011bs\u00ed\u010dn\u00ed udr\u017eovac\u00ed poplatky.<\/p>

\u2705 Po\u010d\u00e1te\u010dn\u00ed kontrolovan\u00fd limit<\/strong>
Obvykle mezi \u00a3250 e \u00a31.000<\/strong>, To je ide\u00e1ln\u00ed pro u\u010den\u00ed se, jak v\u011bdom\u011b pou\u017e\u00edvat \u00fav\u011br.<\/p>

\u2705 Sn\u00ed\u017een\u00e1 RPSN pro studenty<\/strong>
Ni\u017e\u0161\u00ed \u00farokov\u00e9 sazby ve srovn\u00e1n\u00ed s tradi\u010dn\u00edmi kartami, co\u017e usnad\u0148uje kontrolu financ\u00ed.<\/p>

\u2705 Pom\u00e1h\u00e1 budovat \u00fav\u011brovou historii<\/strong>
O v\u010dasn\u00fdch platb\u00e1ch jsou informov\u00e1ny \u00fav\u011brov\u00e9 agentury, co\u017e p\u0159isp\u00edv\u00e1 k pozitivn\u00edmu sk\u00f3re.<\/p>

\u2705 Kompletn\u00ed digit\u00e1ln\u00ed spr\u00e1va<\/strong>
Pln\u00e9 ovl\u00e1d\u00e1n\u00ed prost\u0159ednictv\u00edm AIB<\/strong> nebo Ulster Bank<\/strong>V\u00fddaje v re\u00e1ln\u00e9m \u010dase, fakturace, limity a upozorn\u011bn\u00ed.<\/p>

\u2705 Mezin\u00e1rodn\u00ed akceptace - Mastercard<\/strong>
P\u0159ij\u00edm\u00e1 se ve Velk\u00e9 Brit\u00e1nii, Irsku a v zahrani\u010d\u00ed pro fyzick\u00e9 i online n\u00e1kupy.<\/p>

\u2705 Kompatibilita s Apple Pay a Google Pay<\/strong>
Bezpe\u010dn\u00e9 a praktick\u00e9 bezkontaktn\u00ed platby.<\/p>

\u26a0\ufe0f Pozor na z\u00e1jem<\/strong>
Pokud je cel\u00e1 \u010d\u00e1stka \u00fa\u010dtu uhrazena do data splatnosti, neplat\u00ed se \u017e\u00e1dn\u00fd \u00farok. V\u00fdb\u011br hotovosti je \u00faro\u010den okam\u017eit\u011b.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t

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Studentsk\u00e1 karta AIB \/ Ulster Bank<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
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\u017d\u00e1dn\u00fd ro\u010dn\u00ed poplatek<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\u017d\u00c1DOST<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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(Budete p\u0159esm\u011brov\u00e1ni na jinou str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t
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Studentsk\u00e1 kreditn\u00ed karta AIB \/ Ulster Bank - poplatky a podm\u00ednky<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Slu\u017eba<\/th>Standardn\u00ed stav<\/th><\/tr><\/thead>
V\u00fdb\u011bry z bankomat\u016f<\/td>Povoleno - pr\u016fm\u011brn\u00fd poplatek 3 GBP za v\u00fdb\u011br<\/td><\/tr>
Ro\u010dn\u00ed poplatek \/ m\u011bs\u00ed\u010dn\u00ed poplatek<\/td>Zdarma<\/td><\/tr>
Cashback \/ odm\u011bny<\/td>Nenab\u00edz\u00ed vlastn\u00ed program<\/td><\/tr>
\u00dav\u011brov\u00fd limit<\/td>A\u017e 600 liber (AIB) \/ a\u017e 450 liber (Ulster Bank)<\/td><\/tr>
Nakupov\u00e1n\u00ed v zahrani\u010d\u00ed<\/td>Povoleno - platn\u00e9 sm\u011bnn\u00e9 kurzy<\/td><\/tr>
Spl\u00e1tky faktur<\/td>K dispozici - s \u00farokem z nesplacen\u00e9ho z\u016fstatku<\/td><\/tr>
Dopl\u0148kov\u00e1 karta<\/td>Nen\u00ed k dispozici<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Krit\u00e9ria pro vyd\u00e1n\u00ed<\/strong><\/h2>

O kartu lze po\u017e\u00e1dat prost\u0159ednictv\u00edm:<\/p>

  • Jednoduch\u00e1 online registrace<\/p><\/li>

  • Digit\u00e1ln\u00ed identifikace<\/p><\/li>

  • \u00dav\u011brov\u00e1 anal\u00fdza<\/p><\/li>

  • Bydli\u0161t\u011b v Irsku nebo Severn\u00edm Irsku<\/strong><\/p><\/li>

  • Minim\u00e1ln\u00ed v\u011bk 18 let<\/strong><\/p><\/li>

  • Aktivn\u00ed z\u00e1pis do denn\u00edho vysoko\u0161kolsk\u00e9ho studia<\/p><\/li>

  • B\u011b\u017en\u00fd \u00fa\u010det u AIB nebo Ulster Bank<\/p><\/li><\/ul>

    Schv\u00e1len\u00ed pro osoby s \u00fav\u011brov\u00fdmi omezen\u00edmi?<\/strong>
    Nezaji\u0161t\u011bn\u00e9. Vyd\u00e1n\u00ed z\u00e1vis\u00ed na \u00fav\u011brov\u00e9 anal\u00fdze banky.<\/p>

    D\u016fv\u011bra a bezpe\u010dnost<\/strong><\/h2>

    • Vydal tradi\u010dn\u00ed a spolehliv\u00e9 banky<\/strong><\/p><\/li>

    • Aplikace s vysok\u00fdmi bezpe\u010dnostn\u00edmi standardy<\/p><\/li>

    • Ov\u011b\u0159ov\u00e1n\u00ed 3D Secure<\/strong> pro online nakupov\u00e1n\u00ed<\/p><\/li>

    • Blokov\u00e1n\u00ed a odblokov\u00e1n\u00ed karet prost\u0159ednictv\u00edm aplikace<\/p><\/li>

    • Kompatibiln\u00ed s digit\u00e1ln\u00edmi pen\u011b\u017eenkami<\/p><\/li><\/ul>

      Pro koho je studentsk\u00e1 karta AIB \/ Ulster Bank ur\u010dena?<\/strong><\/h2>

      • Studenti, kte\u0159\u00ed cht\u011bj\u00ed za\u010d\u00edt budovat \u00fav\u011br<\/strong><\/p><\/li>

      • Kdo hled\u00e1 \u017e\u00e1dn\u00fd ro\u010dn\u00ed poplatek<\/strong><\/p><\/li>

      • U\u017eivatel\u00e9, kte\u0159\u00ed cht\u011bj\u00ed pln\u00e9 ovl\u00e1d\u00e1n\u00ed p\u0159es mobiln\u00ed telefon<\/strong><\/p><\/li>

      • Studenti, kte\u0159\u00ed nakupuj\u00ed online nebo mezin\u00e1rodn\u011b<\/p><\/li>

      • Kdo pot\u0159ebuje jednoduchou kartu pro ka\u017edodenn\u00ed v\u00fddaje<\/p><\/li><\/ul>

        Srovn\u00e1n\u00ed - AIB Student vs. Ulster Bank Student<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t
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        V\u00fdhody<\/th>Student AIB<\/th><\/tr><\/thead>
        Cashback<\/td>\u2705 Prost\u0159ednictv\u00edm programu AIB Everyday Rewards<\/td><\/tr>
        Propaga\u010dn\u00ed RPSN<\/td>Od ~14,85% p.a.<\/td><\/tr>
        Sez\u00f3nn\u00ed nab\u00eddky<\/td>\u2705 Ano<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
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        Z\u00e1v\u011br<\/strong><\/h2>

        O Studentsk\u00e1 kreditn\u00ed karta AIB \/ Ulster Bank<\/strong> je vynikaj\u00edc\u00ed volbou pro studenty, kte\u0159\u00ed cht\u011bj\u00ed za\u010d\u00edt sv\u016fj finan\u010dn\u00ed \u017eivot zodpov\u011bdn\u011b. Na str\u00e1nk\u00e1ch kontrolovan\u00fd limit, n\u00edzk\u00e9 \u00farokov\u00e9 sazby, nulov\u00e9 ro\u010dn\u00ed poplatky a digit\u00e1ln\u00ed spr\u00e1va<\/strong>, Nab\u00edz\u00ed bezpe\u010dnost a prakti\u010dnost pro ka\u017edodenn\u00ed akademick\u00fd \u017eivot.<\/p>

        Pokud studujete na Irsko nebo Severn\u00ed Irsko<\/strong> a chcete spolehlivou kartu, abyste se nau\u010dili, jak spr\u00e1vn\u011b pou\u017e\u00edvat \u00fav\u011br, je to solidn\u00ed a rozumn\u00e1 volba.<\/p>

        \u010casto kladen\u00e9 ot\u00e1zky - Studentsk\u00e1 kreditn\u00ed karta AIB \/ Ulster Bank<\/strong><\/h2>

        M\u00e1 karta ro\u010dn\u00ed poplatek?<\/strong>
        Ne. Pro studenty, kte\u0159\u00ed maj\u00ed n\u00e1rok na podporu, je zdarma.<\/p>

        Jak\u00fd je po\u010d\u00e1te\u010dn\u00ed limit?<\/strong>
        Obvykle se pohybuje mezi 250 a 1 000 GBP, v z\u00e1vislosti na bance a anal\u00fdze.<\/p>

        Pot\u0159ebuji b\u011b\u017en\u00fd \u00fa\u010det?<\/strong>
        Ano, mus\u00edte b\u00fdt majitelem \u00fa\u010dtu u AIB nebo Ulster Bank.<\/p>

        Je mezin\u00e1rodn\u011b uzn\u00e1v\u00e1n?<\/strong>
        Ano. P\u0159ij\u00edm\u00e1 se v\u0161ude, kde se pou\u017e\u00edv\u00e1 karta Mastercard.<\/p>

        Funguje s Apple Pay a Google Pay?<\/strong>
        Ano. Pln\u011b kompatibiln\u00ed.<\/p>

        Mohu si vybrat pen\u00edze?<\/strong>
        Ano, ale v\u00fdb\u011bry generuj\u00ed okam\u017eit\u00fd \u00farok a nedoporu\u010duje se je pou\u017e\u00edvat \u010dasto.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

        Voc\u00ea selecionou esta oferta de cart\u00e3o. Veja agora todos os detalhes completos: Cart\u00e3o AIB \/ Ulster Bank Student Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Emitido pelo Allied Irish Banks (AIB) ou pelo Ulster Bank (parte do grupo NatWest), o cart\u00e3o foi desenvolvido especialmente para estudantes universit\u00e1rios que est\u00e3o dando os primeiros passos no uso do cr\u00e9dito. Principais Benef\u00edcios do AIB \/ Ulster Bank Student Credit Card \u2705 Sem AnuidadeEstudantes eleg\u00edveis n\u00e3o pagam taxa anual ou mensal de manuten\u00e7\u00e3o. \u2705 Limite Inicial ControladoGeralmente entre \u00a3250 e \u00a31.000, ideal para aprender a usar cr\u00e9dito de forma consciente. \u2705 APR Reduzida para EstudantesTaxas de juros mais baixas em compara\u00e7\u00e3o a cart\u00f5es tradicionais, facilitando o controle financeiro. \u2705 Ajuda a Construir Hist\u00f3rico de Cr\u00e9ditoPagamentos pontuais s\u00e3o reportados \u00e0s ag\u00eancias de cr\u00e9dito, ajudando a criar um score positivo. \u2705 Gest\u00e3o Digital CompletaControle total pelo app do AIB ou Ulster Bank: gastos, fatura, limite e alertas em tempo real. \u2705 Aceita\u00e7\u00e3o Internacional \u2013 MastercardAceito no Reino Unido, Irlanda e no exterior para compras f\u00edsicas e online. \u2705 Compat\u00edvel com Apple Pay e Google PayPagamentos por aproxima\u00e7\u00e3o com seguran\u00e7a e praticidade. \u26a0\ufe0f Aten\u00e7\u00e3o aos JurosN\u00e3o h\u00e1 juros se o valor total da fatura for pago at\u00e9 o vencimento. Saques em dinheiro geram juros imediatos. Cart\u00e3o AIB \/ Ulster Bank Student Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Cart\u00e3o AIB \/ Ulster Bank Student Credit Card \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Padr\u00e3o Saques em Caixas Eletr\u00f4nicos Permitidos \u2013 tarifa m\u00e9dia de \u00a33 por saque Anuidade \/ Mensalidade Gratuito Cashback \/ Recompensas N\u00e3o oferece programa pr\u00f3prio Limite de Cr\u00e9dito At\u00e9 \u00a3600 (AIB) \/ at\u00e9 \u00a3450 (Ulster Bank) Compras no Exterior Permitidas \u2013 taxas cambiais aplic\u00e1veis Parcelamento da Fatura Dispon\u00edvel \u2013 com juros sobre saldo devedor Cart\u00e3o Adicional N\u00e3o dispon\u00edvel Crit\u00e9rios para Emiss\u00e3o O cart\u00e3o pode ser solicitado mediante: Cadastro online simples Identifica\u00e7\u00e3o digital An\u00e1lise de cr\u00e9dito Resid\u00eancia na Irlanda ou Irlanda do Norte Idade m\u00ednima de 18 anos Matr\u00edcula ativa em curso superior em tempo integral Conta corrente no AIB ou Ulster Bank Aprova\u00e7\u00e3o para quem tem restri\u00e7\u00f5es de cr\u00e9dito?N\u00e3o garantida. A emiss\u00e3o depende da an\u00e1lise de cr\u00e9dito do banco. Confian\u00e7a e Seguran\u00e7a Emitido por bancos tradicionais e confi\u00e1veis Aplicativos com alto padr\u00e3o de seguran\u00e7a Autentica\u00e7\u00e3o 3D Secure para compras online Bloqueio e desbloqueio do cart\u00e3o via app Compat\u00edvel com carteiras digitais Para Quem o Cart\u00e3o AIB \/ Ulster Bank Student \u00e9 Indicado? Estudantes que desejam come\u00e7ar a construir cr\u00e9dito Quem busca um cart\u00e3o sem anuidade Usu\u00e1rios que querem controle total pelo celular Estudantes que fazem compras online ou internacionais Quem precisa de um cart\u00e3o simples para despesas do dia a dia Comparativo \u2013 AIB Student vs. Ulster Bank Student Benef\u00edcio AIB Student Cashback \u2705 Via programa AIB Everyday Rewards APR Promocional \u2705 A partir de ~14,85% a.a. Ofertas Sazonais \u2705 Sim Conclus\u00e3o O AIB \/ Ulster Bank Student Credit Card \u00e9 uma excelente escolha para estudantes que desejam iniciar sua vida financeira com responsabilidade. Com limite controlado, juros reduzidos, zero anuidade e gest\u00e3o digital, ele oferece seguran\u00e7a e praticidade para o dia a dia acad\u00eamico. Se voc\u00ea estuda na Irlanda ou Irlanda do Norte e quer um cart\u00e3o confi\u00e1vel para aprender a usar cr\u00e9dito da forma certa, essa \u00e9 uma op\u00e7\u00e3o s\u00f3lida e inteligente. FAQ \u2013 AIB \/ Ulster Bank Student Credit Card O cart\u00e3o tem anuidade?N\u00e3o. \u00c9 gratuito para estudantes eleg\u00edveis. Qual \u00e9 o limite inicial?Normalmente entre \u00a3250 e \u00a31.000, dependendo do banco e an\u00e1lise. Preciso ter conta corrente?Sim. \u00c9 necess\u00e1rio ser correntista do AIB ou Ulster Bank. \u00c9 aceito internacionalmente?Sim. Aceito em qualquer local que utilize a bandeira Mastercard. Funciona com Apple Pay e Google Pay?Sim. Totalmente compat\u00edvel. Posso sacar dinheiro?Sim, mas os saques geram juros imediatos e n\u00e3o s\u00e3o recomendados para uso frequente.<\/p>","protected":false},"author":1,"featured_media":16116,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-16115","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/cosviral.com\/cs\/wp-json\/wp\/v2\/posts\/16115","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cosviral.com\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cosviral.com\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cosviral.com\/cs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cosviral.com\/cs\/wp-json\/wp\/v2\/comments?post=16115"}],"version-history":[{"count":19,"href":"https:\/\/cosviral.com\/cs\/wp-json\/wp\/v2\/posts\/16115\/revisions"}],"predecessor-version":[{"id":20310,"href":"https:\/\/cosviral.com\/cs\/wp-json\/wp\/v2\/posts\/16115\/revisions\/20310"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cosviral.com\/cs\/wp-json\/wp\/v2\/media\/16116"}],"wp:attachment":[{"href":"https:\/\/cosviral.com\/cs\/wp-json\/wp\/v2\/media?parent=16115"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cosviral.com\/cs\/wp-json\/wp\/v2\/categories?post=16115"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cosviral.com\/cs\/wp-json\/wp\/v2\/tags?post=16115"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/cosviral.com\/cs\/wp-json\/wp\/v2\/post_folder?post=16115"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}